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  • PAD Policy
    What is PAD? Losses Check policy Where to buy PAD
  • Useful tools
    Download the losses PAD app Monthly statistics Annual statistics PAD map Reinsurance Legislation Useful Links Useful information and sample documents Information for banks and distributor Complaints and litigation Customer satisfaction questionnaire
  • Press Room
    News Events CSR Press release Transparency Media kit
  • About us
    About the company Identity Management Shareholders Reports (only in RO) except Transparency report. SMI Certificates
  • Contact
  • Major’s offices
  • BUY PAD

    Reinsurance

    PAID continuously maintains a reinsurance program adequately designed to match its portfolio of policies. Currently, the capacity of PAID’s reinsurance program is EUR 1,860,000,000, with 53% of this capacity secured from reinsurers rated ‘AA-’ by S&P.

     

    PAID’s reinsurance program is the largest catastrophe risk reinsurance program in Central and Eastern Europe. It is supported by a total of 61 reinsurance companies, with leading participants including Hannover Re, Munich Re, Swiss Re, Tokio Marine and SCOR.

     

    The next renewal date of the program is July 15, 2026.

     

    Get your PAD insurance

    Pregătiți să reconstruim împreună

    PAD Policy

    • What is PAD?
    • Losses
    • Check policy
    • Where to buy PAD

    Useful tools

    • Monthly statistics
    • Annual statistics
    • PAD map
    • Legislation
    • Useful Links
    • Useful information and sample documents
    • Complaints and litigation
    • Customer satisfaction questionnaire

    Press Room

    • News
    • Events
    • CSR
    • Press release
    • Media kit

    About us

    • About the company
    • Identity
    • Management
    • Shareholders
    • Reports (only in RO) except Transparency report.
    • SMI Certificates

    Contact us at

    • Address:

      Sos. Nicolae Titulescu no. 4-8, America House, East Wing, 3rd floor, Bucharest, postal code 011141
    • Email:

      office@paidromania.ro
    • Contact us at

      0219930
    • Work program:

      Monday - Friday, from 09:00 to 17:00 (excluding public holidays)
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